计划退休
Planning for a satisfying life in retirement involves exploration of how to set up finances, obtain the best medical coverage possible, and prepare for new ways of organizing 享受现在的时间. The Retiree Initiative Planning Group (RIPG) and 人力资源 (HR) organize occasional seminars and offer opportunities to listen to and speak with consultants who specialize in retiree issues. 还有很多 external resources that can assist those considering retirement and those already 退休后做决策.
财务状况
The Retiree Initiative Planning Group sponsors occasional seminars to help retirees 做出合理的财政决策. However, there are also external resources available through the government and retirement 规划 groups that may also be of use to retirees. We urge you to research on your own to ask questions of the helpful staff in the Human Resources Office if you need additional assistance.
- 医疗保险
- 社会保障
- 退出策略
- 好处 of gifts to Skidmore (annuities and bequests)
- Social security online retirement estimator
- 美国储蓄教育委员会 has “savings tools” to help with retirement 规划 and saving
- MyMoney - calculators available for a wide array of financial 规划 goals, including retirement 规划
- 薄荷.com - handy website to help keep track of spending
- T. Rowe Price - helps figure retirement goals and priorities and the risks to your plan
- MyFICO - use to obtain your credit score (300 to 850)
- 年度信用报告 – use to get your free credit report annually (Toll Free Number: 1-877-322-8228)
- 国家不打电话登记处 - register your phone, verify that your number is properly registered, or log a complaint 火博体育电话(1-888-382-1222)
- Mvelopes - software offering a variety of money management tools to keep better track of your 个人预算
- 加勒特规划网络 - nationwide network of independent, fee-only financial advisors
- 老人的回答 - reader-friendly news and explanations of Medicaid coverage of long-term 护理, 医疗保险 benefits, estate 规划, guardianship, and other legal issues affecting seniors
- 经济安全规划师 - recommends how much life insurance you need
- 继承人.com -向信托受益人提供意见
- 确保.com - informative website on all types of insurance
- 律师.com – consumer-friendly information from law publisher
- Martindale-Hubbell - helps with commonly asked legal questions
- 全国老年律师学会 – lists attorneys specializing in protecting assets from long-term 护理 expenses
- National Association of Estate Planners and Councils - professional association of estate 规划 attorneys
- NOLO法则适用于所有人 - reliable books, software, and self-help legal materials
好处
Information about your benefits through Skidmore is 可通过人力资源网站获得，包括:
- 退休福利常见问题
- 退休摘要计划说明
- 链接到先锋和美国教师退休基金会
- 计划退休医疗费用
- 分阶段就业政策
- 年度医疗福利信息
医疗保健
Components of retiree health 护理 can include 医疗保险, private health insurance and 长期护理保险. 探索 the topics here for more information.
- 医疗保险热线: 1-800-633-4227.
- 社会保障网站 - allows you to estimate benefits and provides practical program information
- 医疗保险网站 - provides information on 医疗保险 and allows you to locate physicians who accept 医疗保险 assignment (MDs who participate in the program and agree to 医疗保险's rates 和规则)
- 医疗保险中心 & 医疗补助服务 - offers useful information about the programs, with links to programs in every state
- 全国老龄问题委员会 - lists community, state or federal programs
- 医疗保险权利中心 -non-profit group that helps consumers navigate the complex benefit and enrollment 系统
- State Health Insurance Assistance Program - provides free health insurance counseling and help either by telephone (800-633-4227) 或者亲自去
- National Clearinghouse for Long-Term Care Information - U.S. 部门. of Health and Human Services repository of useful information on long-term 护理
- National Association of Insurance Commissioners - provides a shopper’s guide to long-term 护理 insurance
- 美国健康保险计划 -长期护理保险指南
- American Association of Long-term Care Insurance - explains LTC insurance and provides access to long-term 护理 specialists
- 长寿联盟 - provides quotes on long-term 护理 insurance
过好生活
Retirement presents many opportunities for a change of focus or location. 浏览 这里的链接提供灵感.
- 美国退休人员协会经验团 - good resource for tutoring and mentoring young people
- 成年的到来 - has articles to explore what’s next in your life
- 2年轻人退休 - helps retirees discover purpose, callings, passions
- 退休工作 -供退休求职人士使用
- 美国退休人员协会的反向抵押贷款
- 联邦贸易委员会火博体育反向抵押贷款
- 退休的好地方 -比较城市和城镇
- ePodunk - Information on cities, towns, and communities
- 家交流 -换房度假
- Kiplinger's Retiree State-by-State Guide to Taxes
- 退休生活资讯中心
- 移动.com -找一家搬家公司
- 高级资源 -有关选择房屋的资料
- 斯珀林最佳去处 - information on housing costs, taxes, etc.
With acknowledgement to David Carboni, Ph.D.他是DKC退休协会有限责任公司的注册会计师 for his help in compiling these websites.